How much should you take for your home mortgage?

Here are details on fees and expenses we have been presented. The house was for sale at $280,000 and owners sought buyers for months. Once we visited the house few times, we made an official offer of $260,000 (we had the home mortgage pre-approval).

We left our broker manage everything. Bank [...]

Is it worth refinancing your mortgage?

People often check mortgage rates to see if it would be useful to consolidate their loans and lower their monthly payments. So, if you want to refinance your home, here are some interesting points to consider.

Ask yourself first if you have good reasons to refinance your home. Are interest rates of your different loans [...]

Important points to consider avoiding mortgage refinancing penalties

Here are some questions you could ask yourself when you think about a refinancing your mortgage in order to avoid penalties.

1. What are we talking about when we talk about interest rate differential in mortgage refinancing?

If we take as example the agreement with a major American bank, the interest rate differential is the difference [...]

Before to Buy a New Home (and get a Mortgage )

You must visit one or at least two times and check some important things before thinking to buy a new home and having a mortgage. What is the price and annual charges that come with the house (heating, taxes …)? When will you be able to move (date of occupation)?

When you visit, look at [...]

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