Home Mortgage Brokers Work for Customers or Lenders?

When it is time to negotiate your home mortgage loan, two kinds of people have opposite need: the borrower (you) and the bank… As you want to pay as less interest as possible, banks wants to make profit lending you a home mortgage loan.

The mortgage broker plays a special role [...]

What is a Mortgage Broker (or Consultant)?

There are hundreds, even thousands, of mortgage products available in the market. And to know all available options, products and strategies in the market, it is more than a full time job! It is the reason why a consultant could help you.

Criteria to choose a good mortgage loan broker (or consultant)

In order to [...]

Mortgage Broker: How they are paid

People may be surprised to know to mortgage broker services are usually free. While it is normal that everyone would be paid for its work, it could be useful to explain here how a broker is paid.

Why? Because when you shop for a mortgage, it is always useful to know understand how people who [...]

Choose the Right Mortgage Consultant

As we saw in a previous article, there are three types of home mortgage consultants. So, is it better to work with a broker, a mortgage seller or employees of banks?

There are excellent employees in banks, excellent sellers and excellent brokers. But one thing is sure: the expertise and integrity is really important.

Is [...]

Home Mortgage Consultant: a Question of Trust

Choosing a home mortgage could be primarily a question of trust… Here are two parameters that will help you to see if you can trust your consultant.

1. Expertise: Is your mortgage consultant has the ability to offer you the best solutions?

Your advisor should be able to compare different products and identify which is the [...]

How to Choose your Home Mortgage Consultant?

Repayment of a home mortgage is long and need endurance. Fortunately, there are several strategies that can help you pay less interest.

A good home mortgage consultant is an interesting tool that can help you get good interest rates with a strategy that will help you for the future to pay off your loan faster [...]

Other things you must know to get good mortgage rates

In the previous post, we saw interesting personal parameters to follow in order to get the lowest home mortgage rates. Here are other parameters, more external to you, to consider when you buy your home.

The term of home mortgage

Term  will also determine your accessibility to the best available interest rate.

A short-term mortgage loan [...]